I haven't been blogging much lately and today I am finally going to share why.My Family and I are looking for a new house to call home. This statement might sound exciting and fun... but it has been over shadowed by stress and disappointment. Shaun and I have been married for 7 years now and after being married for about 3 years we were done moving around and renting. But that time came when the market was at a all time high. But we still continued our search with Realtor's in the dead heat of the summer and while being pregnant. It was discouraging, is an understatement. Everything that we could afford at the time was a dump or too small for the amount of money and I was not willing to move out to 'Cleveland' (Queen Creek or Maricopa). But our prayers were answered after many many months when I came upon the home we are living in now. It was a Lease to Own option and at that time (and the way the market is now) was the best deal for us to do. I was so Blessed to find this home. I was promoted to call and act fast on it, with out my husbands 'go ahead' or anyone else for that matter (and thats not me, I have the attitude of I am afraid to try sometimes).
We have been happy in this home for going on 3 year now...but now we are growing out of it and wanting more bank for our buck. What our Landlord wants for this house is more then $100,000 of what its worth now. So, we would be saving money, buying a bigger home and losing our money we put into this home. Our Landlord is great and totally agreed and we have been in a month to month situation for the last few months. It was nice to know that we had a home until we find a place.
About a month ago, I had a feeling that I should ask my Realtor friend to look up our house. (b/c we were getting weird phone calls about helping with the mortgage). She tells me that our home has a gavel on it (action in May)... meaning that our Landlord has not been paying the mortgage company our rent that we give him. Of course we jumped on the phone with our Landlord to see what the heck was up. He assures us that we will be find and the bank will not kick us out, that He is playing hard ball with the Banks to get a better interest rate on his homes he and his company has. Yeah, HARD BALL at our expense. So, now we really have a fire under our butts to find a house to buy. But now its not on our own terms, now its stressful.
Who knows what will happen, if our Landlord is telling us the truth not to be worried or if it really will be up for action.
If you are reading this, you probably have been
up with my blog and know of how I pull out my eyebrows and eyelashes not knowing or willingly when I am stress or overwhelmed... Well, needless to say I have zero of both right now. I am trying to keep a positive attitude about all of this and know that we will find our home... but it is so hard when all the home you are looking at are trashed because its a Foreclosure and people just leave it a mess and take everything (toilets, cupboards, fixtures etc...) or We find a house and put an offer in on it, only to find that someone has beat us to the punch or its a short sale (meaning it will take forever to close). People that say this is a great time/market to buy... ARE not Looking themselves.
Thanks everyone for your support and I will keep you informed.